Apply for a Payday Loan in Just Four Minutes
Welcome! We only ask the information we need from you on this
one page. There are no "hidden" screens or page-after-page of
boxes to fill in. It takes the average person just four minutes
to complete this application.. To apply please click here
OPEN 24 HOURS 7 DAYS A WEEK
Loans are not available to
residents of: New York (NY), Georgia (GA), Kansas (KS), Delaware
(DE), Colorado (CO), Illinois (IL), Nebraska (NE), West
Virginia (WV), Ohio(OH) and Montana (MT).
* We only require that you fax information
when we are unable to verify your employment or banking
information through our system.
How It Works
This page
explains how you get a payday
loan with us.
1: Complete
the Payday Loan Application
Apply in
about four minutes. No faxing *.
No credit checks.
Using our
easy-to-complete
Payday Loan Application page
you provide us the information
we need to approve you. (Based
on the information you provide
we will automatically create
your paperwork on-line, you will
view it on your screen, and then
you will electronically sign it.
That's it.) If there are any
issues with your application a
customer service representative
will contact you by telephone
within an hour so he or she can
make corrections to your
information and also ask any
additional questions they may
need to approve you.
* We only require that you fax
information when we are unable
to verify your employment or
banking information through our
system.
2: Get Fast Cash After Approval
Get approved
in as little as an hour
After you have
been approved, as early as the
next morning, we electronically
deposit between $300 and $1000
(depending on the amount you've
been approved to receive)
directly into your bank account.
It's that easy.
3: Make Payments On the Payday Loan and Pay It
Back
Pay just the
finance charge on payday or pay
back the loan.
You can use
the
Existing Customers page
to see the status of your loan
at any time. Before every payday
you can visit the
Existing Customers
page and use the
Payment Options
to pay a portion of the loan
principal in addition to the
finance charge--or
elect just to pay the finance
charge. When you are making
payments, please note that you
must elect to make your
payment(s) at least three (3)
days prior to your payday. It is
a good idea to pay a portion of
the loan principal in addition
to the finance charge every
payday. As a general rule, it is
an excellent idea to pay off
your payday loan as soon as you
can so you can to keep your
finance charges to a minimum. To
avoid additional fees, please
also ensure at least the money
for the finance charge is
available in your bank account
at payday as we do not want to
charge you a
non-sufficient-funds (NSF) fee
in addition to the normal
finance charge.
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Fee Schedule
The following chart shows
Annual Percentage Rate (APR) as
cross-referenced with Term in
Days, Loan Amount, and Finance
Charge.
|
|
|
|
|
Term
(Days) |
Annual
Percentage Rate (APR) |
|
Loan Amount ($) |
|
$100.00 |
$150.00 |
$200.00 |
$250.00 |
$300.00 |
$350.00 |
$400.00 |
$450.00 |
$500.00 |
|
Finance Charge ($) |
|
| |
|
|
4 |
2737.50% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
5 |
2190.00% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
6 |
1825.01% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
7 |
1564.29% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
8 |
1368.76% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
9 |
1216.67% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
10 |
1095.00% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
11 |
995.46% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
12 |
912.51% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
13 |
842.31% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
14 |
782.15% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
15 |
730.01% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
16 |
684.38% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
17 |
644.12% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
18 |
608.34% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
19 |
576.32% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
20 |
547.51% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
21 |
521.43% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
22 |
497.73% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
23 |
476.09% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
24 |
456.26% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
25 |
438.01% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
26 |
421.16% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
27 |
405.56% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
28 |
391.08% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
29 |
377.59% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
30 |
365.01% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.00 |
|
31 |
353.23% |
$30.00 |
$45.00 |
$60.00 |
$75.00 |
$90.00 |
$105.00 |
$120.00 |
$135.00 |
$150.0 |
|
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Finances
